Today, the Assembly will review the cardholder's credit Bill of Rights Act, HR 627, introduced by Rep. Carolyn Maloney (D-NY). This law would be the conditions of competition between card issuers and cardholders by the application of sensible rules that would ban retroactive rate increases on existing balances, double-cycle billing and due date gimmicks. It would also be the announcement of the impending rate hikes, so that the holders of the information they need, and rights toDecisions about their financial life.
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